Insurance Terminology Crossword Puzzle

QUESTIONS LIST: deductible: what comes out of your own pocket before your insurance starts paying, coinsurance: a percentage of your healthcare bill you will pay that your insurance didn't pay, premium: the monthly amount you pay for your health insurance, provider network: a list of doctors and hospitals that are connected to your plan, hmo: a type of health insurance plan that you must stay in network with to have your insurance cover services, ppo: a type of health insurance plan that will cover you for health services regardless of the provider you see and does not require a primary care provider referral, copay: the amount you pay as your share at the time of appointment or visit , epo: a type of health insurance plan that has lower provider options and you must stay in network with, but typically has lower costs to the patient, prior authorization: the providing physician and insurance agree that you meet medical necessity for services and reduces the risk that insurance will deny coverage for your claim, benefit: a service that is covered under your health insurance plan, hdhp: high deductible health plan which means your deductible is higher but your monthly premium is lower, drug formulary: a list of prescription medications covered by your insurance plan, exclusion: a specific situation or treatment that an insurance plan does not cover